Moving from Australia to Malta
What to know about Malta
Living in Malta offers a blend of historical charm, picturesque landscapes, and modern amenities that create a unique and appealing lifestyle. The Mediterranean island nation boasts a rich history dating back thousands of years, visible in its well-preserved architecture and cultural landmarks. With a pleasant Mediterranean climate, residents enjoy sunny days and mild winters. The compact size of the island makes it easy to explore its diverse landscapes, from stunning beaches to rural countryside. Malta’s international community and widespread use of English as an official language provide a welcoming environment for expatriates. The country’s strategic location allows for effortless travel to other European destinations, fostering a sense of interconnectedness. The relaxed pace of life, coupled with a vibrant social scene and an array of outdoor activities, contributes to a high quality of life. Moreover, Malta offers a favorable tax regime, which can be advantageous for expatriates. Whether you’re enticed by historical wonders, a Mediterranean lifestyle, or promising career opportunities, living in Malta provides a unique blend of Old World charm and modern comforts.
Why Choose Malta?
Moving from Australia to Malta is a considerable decision that involves various aspects to consider. Here are some points to keep in mind if you’re thinking about making such a move:
Cultural Differences: Australia and Malta have distinct cultures. Malta is a Mediterranean island nation with a rich history and European influences. Be prepared for potential cultural adjustments and embrace the differences.
Visa and Residency: Research the visa and residency requirements for Australians moving to Malta. Depending on your purpose of stay (work, study, retirement, etc.), you’ll need to navigate the appropriate visa process.
Cost of Living: The cost of living in Malta might differ from what you’re accustomed to in Australia. Research expenses such as housing, groceries, transportation, healthcare, and leisure activities to understand the financial implications.
Language: English is widely spoken in Malta, but Maltese is the official language. While language barriers might not be significant, learning some basic Maltese phrases can enhance your experience and integration.
Job and Career: Consider your job prospects in Malta. Research the job market, industries, and potential employers. If you’re moving for work, ensure you have appropriate job opportunities lined up.
Healthcare: Malta offers healthcare services, and there are agreements between Australia and Malta for reciprocal health care coverage. Research the healthcare system and understand your entitlements as an Australian citizen.
Housing: Research the housing market in Malta. Decide whether you’ll rent or buy property and explore different areas to find a suitable place to live.
Climate: Malta has a Mediterranean climate with hot, dry summers and mild, wet winters. Be prepared for a climate different from Australia’s.
Social Integration: Making connections and socializing with locals and expatriates can help you integrate into Maltese society. Joining clubs, events, and local gatherings can facilitate this process.
Legal and Administrative Procedures: Be aware of legal and administrative processes for things like opening bank accounts, getting a driver’s license, and registering for taxes.
Education (if applicable): If you have children, research the education system in Malta, including schools, curricula, and language of instruction.
Personal Support: Moving to a new country can be challenging. Having a support network in place, whether it’s friends, family, or expatriate groups, can ease the transition.
Before making such a significant move, it’s recommended to visit Malta beforehand to get a feel for the country and its lifestyle. Thorough research, planning, and preparation will help ensure a smoother transition and a successful experience in your new home.
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Why move to Europe from Australia
Leaving Australia for Europe is a significant decision that depends on individual preferences, circumstances, and goals. There are several reasons why an Australian might consider moving to Europe:
Cultural Exploration: Europe is incredibly diverse, with a rich history and a wide range of cultures, languages, and traditions. Moving to Europe can provide the opportunity to immerse oneself in this cultural tapestry and experience new ways of life.
Travel Opportunities: Europe’s geographical proximity to numerous countries allows for relatively easy travel and exploration. Australians relocating to Europe can take advantage of weekends and holidays to visit neighboring countries and experience different cultures.
Education: Europe is home to some of the world’s oldest and most prestigious universities. Australians may choose to move to Europe for higher education or to enhance their professional skills through specialized programs.
Career Opportunities: Europe offers a diverse job market across various industries. Certain fields, such as technology, finance, and arts, have significant hubs in European cities, presenting opportunities for career advancement and international experience.
Language Acquisition: Europe is home to many languages. Moving there can be an excellent opportunity to learn a new language or improve existing language skills, which can be beneficial both personally and professionally.
Networking: Being in Europe allows individuals to network with a broader international community, potentially opening doors to new connections and collaborations.
Cultural and Artistic Pursuits: Europe has a rich history of art, literature, music, and theater. For those passionate about cultural and artistic pursuits, living in Europe can provide unique inspiration and access to world-renowned cultural institutions.
Quality of Life: Some European countries are known for their high quality of life, healthcare systems, and social services. Australians might be attracted to the work-life balance, public transportation systems, and overall well-being in certain European nations.
Personal Growth: Moving to a new continent can be a transformative experience that encourages personal growth, independence, and adaptability.
Adventure and Exploration: The idea of living abroad and experiencing a different way of life can be an adventure in itself, appealing to those seeking new challenges and experiences.
It’s important to note that moving to Europe involves various practical considerations such as visa requirements, employment opportunities, cost of living, and potential language barriers. Before making such a significant decision, individuals should thoroughly research and plan for the transition to ensure a successful and fulfilling experience.
MALTA PERMANENT RESIDENCE PROGRAMME
This programme is an attractive residency-by-investment program that grants beneficiaries the right to settle and reside in Malta on a permanent basis. It is widely regarded as one of the most appealing residence programs available for individuals seeking permanent residency in an EU country within the Schengen Zone.
It is exclusively available to non-EU nationals only and the Malta Permanent Residence Programme offers the following benefits:
- The indefinite right to reside in Malta
- Visa-free travel within the whole Schengen Area
- The ability to work in Malta (with a work permit)
- No minimum physical presence required to maintain immigration status
- There’s the eligibility for a spouse, children, parents, and grandparents
- Access to Malta’s world-renowned healthcare and educational facilities
Participants in the program can look forward to:
- Living in a pleasant Mediterranean climate with great weather year-round
- Convenient daily flights to major European, UK, and North African airports
- No council taxes
- An affordable cost of living and a wide range of properties available in various price ranges
- A stable property market with steady capital growth
- A safe place to live with very low crime rates
- Easy integration into the local communities
- English and Maltese are the official languages, with many other languages commonly spoken
- Rich history and cultural heritage spanning over 7,000 years
- Vibrant social life for all age groups
- Beautiful clear seas and numerous sandy beaches
The Malta Permanent Residence Programme does not impose any minimum stay requirements and personal tax implications only arise if the applicant spends more than 183 days in Malta, which will result in automatically being considered as a tax resident.
Under the Malta Permanent Residence Programme investment requirements are:
- Property investment: The purchase or rent of a property in Malta. The minimum property value is €350,000 in the north of Malta or €300,000 in the south of Malta or on Gozo. For rental options, the annual lease must be at least €12,000 or €10,000 in the south of Malta or on Gozo. Property purchases must be retained for a period of at least 5 years.
- Government contribution: Applicants have to pay a contribution of €68,000 if purchasing a qualifying property or €98,000 if leasing a property. This contribution is directly paid to the Maltese government.
- NGO Contribution: Applicants must pay a €2,000 contribution to a registered Malta philanthropic, cultural, sport, scientific, animal welfare, or artistic NGO.
The capital requirement under the Malta Permanent Residence Programme is:
- Applicants must possess at least €500,000 worth of capital with €150,000 in financial assets.
Family enrolment and other eligibility criteria:
- The programme is open to non-EU, non-EEA, and non-Swiss nationals. The main applicant, spouse, financially dependent parents and grandparents, and children of the main applicant and spouse can be included in the application. Children must be unmarried and economically dependent on the main applicant in order to be included.
- An additional fee of €7,500 applies for each additional applicant who is 18 years or older, such as parents, grandparents, and other dependents. No fee is charged for spouses.
The main applicant must:
- Be at least 18 years of age
- Be a non-EU/EEA/Swiss national
- Possess valid travel documents for themselves and all their dependents
- Have adequate health insurance covering the entire EU territory
- Be deemed as a fit and proper person