Malta - All You Need to Know as a UK Citizen

Relocation | Retirement | Holiday Home

Malta may be one of the smallest countries in the world, but the country is big when it comes to offering British expats and retirees more work opportunities and a better standard of living.

Britons fall in love with the islands, to the point where some of them even choose to relocate and eventually retire in Malta. Some British expats and retirees even buy property in Malta as their second home, holiday home, or a property to let.

If you want to do the same and invest in a property in Malta, we are here to help. You will get all the guidance and assistance you will ever need – not only to cover the purchase of your property, but also on relocation and residence matters.

Why Choose Malta?

✔️ Great weather all year round
✔️ Friendly and hospitable locals
✔️ Relatively crime free and very safe to live in
✔️ EU Member country offering political stability
✔️ English is one of the official languages
✔️ Excellent medical services
✔️ Abounding with history and cultural life
✔️ Surrounded by crystal clear seas
✔️ Low cost of living
✔️ Stable property market offering steady capital growth
✔️ Excellent residency conditions with very low taxation


Malta’s property market growth has been ongoing since the nineties with no signs of retracting. Even the Covid-19 pandemic has had little effect. This is because Malta’s property market growth is fuelled by a booming economy, with the small archipelago thriving in industries such as online gambling, financial services, tourism and construction. Unlike some of the other retirement/second home hotspots popular with Brits looking for sunshine and friendly faces, Malta has kept prospering since the global financial crisis.


Individuals relocating to Malta, or businesses looking at doing business on the island are also in for a plethora of tax advantages. For example, there’s no council tax or inheritance tax, stamp duty is a flat 5% and there are generous tax breaks for those residents but not domiciled in Malta. These include no tax on earnings outside Malta if the funds aren’t remitted to Malta and no capital gains tax on overseas assets even if the proceeds are brought into Malta.

Capital gains from Malta itself are taxed alongside other income, but when selling property a transfer tax, usually 8% of the value of the property, is charged.




With a population of just under 500,000 on a 246km squared island (30 by 15 kilometres), over a third of the land is arable
agriculture, in low plains with occasional hills.

Malta art


With 7,000 years of history, the Maltese Islands are steeped in culture and heritage. The arts have always played a large role in Maltese culture and continue to do so with cultural events occurring frequently.

Beach in Malta


Malta has about the warmest average year-round temperature in Europe, at 23ºC for daytimes and 16ºC at night. Summer temperatures are frequently in the 30ºs Celsius, but rarely fall below 10º in winter.



Originally descendants of Sicily throughout Malta’s long and chequered history, Malta’s people came into contact with the many nations that dominated the Mediterranean. These relationships with so many cultures made the Maltese amongst the most cosmopolitan people in the world.



Generally the cost of living in Malta is good. Foodstuff, clothing and furniture are very reasonably priced. Services like water, electricity, telephone and gas are also very reasonable. No rates or council taxes are charged in Malta. Cost of labour in Malta is also considerably lower than in the UK and many European countries, in such matters as maintenance of property, vehicles, domestic appliances, etc., Tradesmen are competent and not expensive.

malta safety


Malta is rated as one of the safest countries in the world. Expats are eligible for free schooling in Malta, with a strongly rated state school system. Private and international schools are also an option.