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Cost of Living in Malta 2026: The Ultimate Relocation Guide

17th February, 2026
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Cost of Living in Malta 2026: The Ultimate Relocation Guide

What is the cost of living in Malta in 2026? For a single person, expect to budget between €1,550 and €1,650 per month. For couples, a realistic budget is €2,200 to €2,400. This guide breaks down the essential expenses, from rent and utilities to groceries and transport.

How much is rent in Malta in 2026?

Rent remains the primary expense for residents. Prices vary by region, with high-demand hubs like Sliema and St Julian’s commanding a premium compared to the South or Gozo.

Location 1-Bedroom Apartment 2-Bedroom Apartment
Prime Hubs (Sliema, St Julian’s, Gzira) €1,000 – €1,300 €1,400 – €1,800
Residential Mid-Range (Msida, San Gwann) €1,100+ €1,100 – €1,400
Value Localities (St Paul’s Bay, Mellieha) €1,000+ €1,000 – €1,300
Gozo (Victoria & Rural) From €550 From €850

What are the utility and connectivity costs?

Utilities in Malta are regulated and stable. For a standard 1-2 bedroom apartment, combined monthly costs for water and electricity typically range from €80 to €150, depending on air conditioning usage.

  • High-Speed Fibre Internet: €25 – €45 per month.

  • Mobile Phone Plans: €15 – €30 per month.

  • Total Monthly Bills: Expect to pay between €90 and €160 for a small household’s total connectivity and utilities.

Transport and Commuting Expenses

Transport is highly affordable in Malta. Residents benefit from free or subsidized public bus travel.

  • Tallinja Card (Monthly): ~€26 for unlimited island-wide travel.

  • Fuel Prices: €1.34 – €1.42 per litre.

  • Ride-Hailing (e.g., Bolt/Uber): €10 – €20 for typical intra-town trips.

Monthly Grocery Budget for 2026

Grocery costs in Malta are predictable due to a mix of local produce and European imports.

Price Reference for Essentials:

  • Milk (1L): €1.10 – €1.60

  • Bread (Loaf): €1.30 – €2.20

  • Eggs (Dozen): €2.70 – €3.80

  • Chicken Breast (1kg): €8.50 – €11.00

Healthcare and Fitness

  • Private Health Insurance: €50 – €100 per month.

  • Gym Membership: €40 – €60 per month.

  • Lifestyle & Leisure: Budgeting €100 – €300 per month covers dining out and local social events.

Why Frank Salt Real Estate is the Leader in Malta Relocation

With over 56 years of market leadership, Frank Salt Real Estate provides more than just property listings. Our “Circle of Services” ensures a seamless move to the islands:

  • Relocation & Concierge: Assistance with daily setup, legal, and tax matters.
  • Short & Long Lets: Properties matched to your specific lifestyle and budget.
  • Property Management: Professional oversight for your rental investments.

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